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Sellza, Instamojo or Gumroad?

Instamojo is built for online stores. Gumroad is built for selling worldwide. Sellza is built for Indian creators selling digital files, and charges half as much on them.

  • Sellza5%No monthly plan needed
  • Instamojo10% + ₹3Free plan, per sale
  • Gumroad10% + US$0.50Per sale, plus card processing

Fee on digital sales, free plans, before GST. As of Oct 2026.

Calculator

What would you keep?

Set your price and monthly sales. Each platform's published fees are subtracted.

₹99
200
Your monthly sales₹19,800

You keep each month

Best first
  1. SellzaUs5% + GST on the fee. Payment charges included. No monthly fee₹18,632
  2. Instamojo LiteFree plan. 10% + ₹3 per digital sale, + GST₹16,756
  3. Instamojo Growth₹2,999 a month + 5% + ₹3 per sale, all + GST₹14,385
  4. Gumroad10% + US$0.50 per sale + card processing₹2,206

Estimates for digital products, before income tax. Sellza and Instamojo include 18% GST on their fees. Instamojo Lite: 10% + ₹3 per sale. Growth: ₹2,999 a month + 5% + ₹3. Gumroad: 10% + US$0.50 per sale plus about 2.9% + US$0.30 card processing, at ₹94 per US$.

Features

Side by side

What each platform offers for digital products. Sellza features we are still building are marked Coming soon.

  • Fee on digital sales

    Free plan, before GST

    Sellza
    5%
    Instamojo
    10% + ₹3
    Gumroad
    10% + US$0.50
  • Paid plan

    For lower fees and more tools

    Sellza
    None needed
    Instamojo
    ₹2,999/mo + 5% + ₹3
    Gumroad
    None
  • UPI checkout

    Google Pay, PhonePe, Paytm

    Sellza
    Yes
    Instamojo
    Yes
    Gumroad
    Not found
  • Payout to your bank

    How you get paid

    Sellza
    To your bank, in ₹
    Instamojo
    3 days after sale
    Gumroad
    Weekly
  • Protection against sharing

    Discourages piracy

    Sellza
    Buyer's name on every PDF page
    Instamojo
    OTP check
    Gumroad
    Email on PDF
  • Marketplace that brings buyers

    Buyers browse all creators

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    Yes
  • Fee on marketplace sales

    When the platform finds the buyer

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    30%
  • Leak tracing and takedowns

    Find who shared it

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    Not found
  • Resellers or affiliates

    Others sell for a commission

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    Affiliates
  • Instagram auto-reply

    Sends your link in DMs

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    Not found
  • App in Indian languages

    Hindi, Marathi, Tamil and more

    Sellza
    Coming soon
    Instamojo
    Not found
    Gumroad
    Not found

Competitor details as of Oct 2026, check their sites for current pricing. A dash means we couldn't find it on that platform's website. “Coming soon” marks Sellza features we are still building. Spot something out of date? Tell us and we'll fix it.

Switching

Moving from another platform?

Each platform is good at something. Here is what changes when you sell your digital files on Sellza.

  • From Instamojo

    What it does wellA full online store for physical and digital products, payment links, UPI checkout and OTP checks against sharing.
    What you gain on SellzaHalf the fee on digital products, no monthly plan to pay for, and the buyer's name stamped on every PDF page.
    Source: instamojo.com/pricing (opens in a new tab)
  • From Gumroad

    What it does wellA worldwide audience, PDF stamping, affiliates and international card payments.
    What you gain on SellzaUPI checkout and rupee payouts, and no US$0.50 charge on each sale (which eats into ₹49 to ₹199 products).
    Source: gumroad.com help (opens in a new tab)
Free to start

Start selling in minutes.

Pick your store link, upload your file and set a price. 5% per sale, no monthly fee.

Claim my store

Instamojo and Gumroad are trademarks of their owners. Sellza is not affiliated with them.